Proof of Fund for UK Visa in Nigeria (Complete Guide)

Looking to apply for a UK visa from Nigeria? Learn everything about proof of fund for UK visa in Nigeria — requirements, acceptable bank statements, minimum amounts, how to get verifiable proof of funds, and trusted providers near you.

Proof of Fund for UK Visa in Nigeria
Proof of Fund for UK Visa in Nigeria

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🏦 Introduction: What Is Proof of Fund for UK Visa in Nigeria?

If you’re applying for a UK visa from Nigeria — whether for study, work, dependent, or visitor purposes — one of the most important requirements is the proof of fund (POF).

Your proof of fund shows the UK Embassy that you have enough financial resources to cover your living expenses, tuition, and travel costs while in the United Kingdom, without relying on public funds.

Many applicants in Nigeria lose their UK visa chances simply because they fail to show proper proof of fund. This guide explains everything you need to know — from requirements, verification, acceptable documents, amount needed, and trusted proof of fund providers in Nigeria.


💡 Why Proof of Fund Matters for UK Visa Applicants

The UK government takes financial credibility very seriously. Submitting a strong proof of fund helps you:

  • ✅ Show financial stability and preparedness.
  • ✅ Avoid visa rejection due to insufficient funds.
  • ✅ Demonstrate credibility as a genuine applicant.
  • ✅ Gain faster processing and approval chances.
  • ✅ Build trust during the embassy interview.

🇳🇬 Types of UK Visas That Require Proof of Fund in Nigeria

If you’re applying for any of the following UK visa categories, you must show valid proof of fund:

  1. 🎓 UK Student Visa (Tier 4)
  2. 👨‍👩‍👧 UK Dependent Visa
  3. 💼 UK Skilled Worker Visa
  4. ✈️ UK Visitor/Tourist Visa
  5. 🏢 UK Business or Investor Visa

📊 UK Visa Proof of Fund Amount (Requirements)

Below are the minimum financial requirements according to UKVI (UK Visas and Immigration):

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Visa TypeMinimum Proof of FundDuration Requirement
UK Student Visa (outside London)₦7.5 million – ₦8 millionMust stay in account for 28 days minimum
UK Student Visa (inside London)₦10 million – ₦12 million28 days minimum
UK Skilled Worker VisaEquivalent of 1 month’s salary or £1,27028 days minimum
UK Visitor Visa₦2 million – ₦4 million (depending on duration)28 days minimum
UK Dependent Visa₦1.5 million – ₦3 million (per dependent)28 days minimum

💡 Exchange rates may vary depending on your bank’s rate and UK embassy updates.


🏦 Acceptable Proof of Fund Documents in Nigeria

To meet the UK visa requirement, you can provide any of the following financial documents:

  • Bank statement (personal or sponsor’s account)
  • Certificate of deposit (from a recognized Nigerian bank)
  • Official bank letter confirming account balance and ownership
  • Proof of scholarship or bursary (for students)
  • Sponsorship letter (if using a family or corporate sponsor)
  • Proof of loan for tuition (if applicable)

🔍 How to Get Proof of Fund for UK Visa in Nigeria

Here’s a step-by-step process to obtain your proof of fund:

Step 1️⃣ — Decide Your Visa Type

Determine whether you’re applying for a student, dependent, work, or tourist visa, as each has different financial requirements.

Step 2️⃣ — Choose a Reliable Bank or Provider

Use a trusted Nigerian bank or a verified proof of fund provider such as a financial consultant or agency specializing in embassy funds documentation.

Step 3️⃣ — Request a Bank Statement or POF Letter

Ask your bank for a proof of fund letter that includes your balance, account history, and confirmation that the funds have been available for at least 28 days.

Step 4️⃣ — Verify and Format Correctly

Ensure your statement includes:

  • Bank logo and signature
  • Date of issuance
  • Account name and number
  • Currency (₦ or £ equivalent)
  • Balance summary
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Step 5️⃣ — Attach with Your Visa Application

Upload your verified proof of fund document on the UK Visa application portal, along with your other supporting documents.

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+2349079075619 | +2348168602172
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⚖️ UK Visa Proof of Fund Rules (Key Guidelines)

  • Funds must be in your name or your sponsor’s name.
  • The money must stay in the account for a continuous 28-day period.
  • Use recognized banks in Nigeria (GTBank, Zenith, Access, First Bank, Globus, etc.).
  • Digital or mobile bank statements may not be accepted unless officially verified.
  • Fake or unverifiable proof of funds can lead to visa refusal or ban.

🧾 Trusted Proof of Fund Providers in Nigeria

If you need fast, verifiable assistance, you can reach out to professional proof of fund service providers in Nigeria that offer:

  • Verified bank statements for visa applications
  • POF letters for UK student, work, and dependent visas
  • Fund verification services for embassy submission
  • Consultation to help you meet UKVI financial requirements

(Note: Always verify the legitimacy of any service provider before payment.)


💰 Cost of Proof of Fund for UK Visa in Nigeria

The cost depends on your visa type and financial documentation method:

TypeEstimated Cost (₦)
Student Visa (outside London)₦25,000 – ₦50,000 (for documentation)
Student Visa (London-based)₦35,000 – ₦60,000
Work Visa₦20,000 – ₦40,000
Visitor/Dependent Visa₦15,000 – ₦30,000

📋 Common Mistakes to Avoid

  • ❌ Submitting unverifiable online statements
  • ❌ Using a new account without 28 days of transaction history
  • ❌ Providing statements from unapproved banks
  • ❌ Relying solely on sponsors without proper documentation
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🧠 10 Frequently Asked Questions (FAQs)

1️⃣ What is proof of fund for UK visa in Nigeria?

It’s a financial document showing that you have enough money to support yourself during your stay in the UK.

2️⃣ How much proof of fund is required for UK student visa in Nigeria?

You need about ₦7.5m–₦12m, depending on whether you study inside or outside London.

3️⃣ How long should the money stay in my account?

At least 28 consecutive days before you submit your UK visa application.

4️⃣ Can I use a sponsor for proof of fund?

Yes, but you must provide a sponsorship letter, proof of relationship, and the sponsor’s bank statement.

5️⃣ Which banks are acceptable for UK proof of fund in Nigeria?

GTBank, Access Bank, Zenith Bank, UBA, First Bank, Globus Bank, and Fidelity Bank are commonly accepted.

6️⃣ Is Opay or PalmPay statement acceptable?

No. UKVI accepts statements only from licensed commercial banks.

7️⃣ Can I use multiple accounts as proof of fund?

Yes, as long as the total balance meets the required amount and is properly documented.

8️⃣ What happens if my proof of fund is rejected?

You may receive a visa refusal for financial ineligibility — always ensure your documents are verifiable.

9️⃣ Where can I get proof of fund service in Nigeria?

You can contact verified proof of fund providers or your local bank to issue an official POF letter.

🔟 How long does it take to get a proof of fund in Nigeria?

Usually 1–5 working days, depending on your bank or service provider.


🏁 Conclusion: Secure Your UK Visa with Verified Proof of Fund

Getting your proof of fund for UK visa in Nigeria is one of the most crucial steps in your visa process. A valid, verifiable, and well-prepared POF document can significantly increase your chances of approval and make your visa journey smoother.

Always use a trusted proof of fund provider in Nigeria, ensure your funds are authentic, and maintain your financial documents properly before applying to the UK embassy.

📞 Contact Us Today:
+2349079075619 | +2348168602172
📧 Email: cloudsandbluealphaconsult@gmail.com Or Click Here To Chat Us On WhatsApp


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